Clear And Unbiased FACTUAL STATEMENTS ABOUT ROOFING CONTRACTOR

There is no such thing to be over protective with regards to your home as well as your finances. There are numerous roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so that you will are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inside of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. consequential damage of months later you notice a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there was never a business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t possess a license, it could be a sign that they have no idea what they are doing. The company could easily disappear or walk out business.

In hawaii of Utah, your roofing company must have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license should they have a general contractor license. However, there have been plenty of cases of general contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners in addition to home owners. It is perfect for a general contractor to get a roofing license besides their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you will be now in charge of that payment. This has happened and can eventually you.

Solution: Make sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to protect the house or building owner from paying twice. If you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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